Each day, after cutover time, SmartVista Back-Office will receive Incoming Clearing Files and send Outgoing Clearing Files via the Card Scheme Clearing Interface.

After that, normally as part of EOD processing, daily totals will be posted to the outgoing Banking System Interface File for final settlement with the Card Schemes.

SmartVista supports all major clearing interface formats used by international Card Schemes, such as ECCF, Visa II, IPCM, etc.